Shared obligations. Coordinated review. Clear escalation.
Compliance is a shared obligation between Ledger1, the client, and the applicable infrastructure partners. This page collects the material disclosures that support the site's public claims.
How Ledger1 approaches compliance.
Ledger1 coordinates verification, documentation, transaction review, and operational escalation with regulated infrastructure partners. Clients remain responsible for accurate information, approved wallet details, supporting documentation, and any obligations required by applicable law, internal policy, or provider review.
Effective date: Pending publication.
Registration and qualification.
MSB qualification
Registration as a money services business does not constitute endorsement, certification, verification, or approval by the U.S. Department of the Treasury or FinCEN.See the Trust page for the current registrant name and registration number.
How services are delivered.
Sponsor bank
Certain banking services available through approved Ledger1 programs are provided by SSB Bank, a Pennsylvania stock savings bank and FDIC-insured depository institution. TheroPay, Inc. serves as program manager for applicable programs. SSB Bank retains the responsibilities and discretion allocated to the bank under the applicable program agreements. Banking services are subject to eligibility, risk review, due diligence, underwriting, program approval, and applicable agreements.Technology and infrastructure partner
TheroPay, Inc. is a client of BlockWyre, Inc. Ledger1 uses technology and infrastructure provided by BlockWyre for certain approved account, payment, wallet, conversion, transaction-reporting, and digital-asset capabilities. BlockWyre is not an affiliate of TheroPay, Inc.Custody
Digital-asset custody, where applicable, is provided through approved third-party custody providers. Ledger1 is not a custodian.Products and services are subject to approval.
Availability
Products and services are subject to eligibility, customer and use-case review, due diligence, underwriting, jurisdictional restrictions, partner approval, and applicable agreements. Availability varies by product, country, state, currency, asset, network, corridor, and program structure.Important limitations.
Ledger1 is not a bank, broker-dealer, exchange, custodian, or card issuer. Banking, payment, card, custody, digital-asset, and other regulated services may be provided by applicable third-party financial institutions and infrastructure providers.